Banking & Financial Services

Whether you are an institutional lender or a private lender, we have extensive experience in commercial lending that allows us to offer practical solutions to ensure success for our clients.

Our Banking & Financial Services group currently acts for over 40 domestic and foreign lenders, including all six Schedule I banks, numerous credit unions, insurance companies, trust companies, mortgage investment corporations, investment funds and various private lenders.

Our lawyers have expertise in all areas of commercial lending and regularly represent lenders with respect to acquisition and take-out financing for real estate, construction loans, financing for share and asset transactions, equity take-out financing, asset-based lending, CMHC insured loans, factoring and other securitization transactions.

Additionally, we have the ability to handle financings in various specialized industry groups, including, but not limited to agriculture, business services, condominium corporations, energy and energy services, financial services, healthcare (dental, medical, pharmacies & veterinary clinics), hospitality, industrial growth and manufacturing, technology, transportation, and utilities.

Our experience in commercial lending allows us to offer practical solutions to ensure our lender clients’ expectations —and your clients’ expectations— are met and exceeded. Our team’s approach enables us to expedite financings quickly, while ensuring exceptional service and advice are provided in a cost-effective manner.

Most importantly, we always keep the objectives of the borrower at the forefront, ensuring that our approach and service are tailored to meet a variety of specific needs, and taking into consideration a smooth, timely and cost-effective closing.

The principal areas of practice within our Banking & Finance Group include:

  • Asset-based lending
  • Arranging for syndication and servicing of large loans to other lenders
  • Construction financing
  • Cross-border loans
  • Equipment leasing/financing
  • Factoring
  • Media & entertainment financing
  • Mezzanine and subordinated debt
  • Real estate financing
  • Secured transactions
  • Venture capital financings

Our Experience & Approach

As a firm that specializes in commercial lending, we have implemented a variety of technological and organizational systems to assist us in processing both simple and complex loans quickly and cost effectively. Our team has been structured to ensure we have adequate capacity to take on new files at all times; regardless of the time frame for closing. Nothing makes us happier than receiving feedback from our clients and borrowers that a transaction closed smoothly and on time.

Our goal is to build long-term relationships with our clients and we are very appreciative of the trust that our clients place in us. We always strive to reciprocate whenever possible by referring leads back to and we stake our success on our clients’ satisfaction.

Canadian & International Coverage

We work with lenders located throughout Toronto and the GTA on inter-provincial, national, and international financing transactions, and regularly act as special Canadian counsel for foreign based lender clients, or facilitating connections in the industry, with the goal of advancing our clients’ business interests. Overall, our lawyers are committed to achieving successful outcomes for our clients financings involving Canadian companies and assets. We have the ability to seamlessly engage with our international contacts when domestic transactions require foreign security.

In addition, we are an active member of both Mackrell International and LEGUS, two international legal networks, comprising of nearly 200 law firms in over 70 countries, allowing us to provide seamless service to our clients throughout the world